Do your clients dream of escaping the hustle and bustle of city life to a peaceful retreat in the countryside?
Whether it's a hobby farm, a sprawling rural estate or a secluded getaway, securing financing for a second home shouldn’t come with unnecessary costs or restrictions. That’s where we come in.
Many lenders impose higher interest rates or pricing adjustments on second home loans, potentially deterring prospective borrowers.
RuraLiving addresses this challenge by providing second home financing with the same competitive rates as primary residences, enabling you to better serve your clients and broaden your market reach.
RuraLiving's Competitive Advantage
Our second home financing program is designed to meet the unique needs of rural property buyers without imposing additional rate hikes. Key features include:
Consistent Pricing – Same interest rates for both primary and second homes, eliminating financial barriers for borrowers.
Flexible Loan Options – Financing available for purchases, rate and term refinances and cash-out refinances.
Diverse Property Eligibility – Support for single-family residences, barndominiums and double or triple-wide manufactured homes.
Generous Loan Terms – Loans up to $2 million plus with up to 85% loan-to-value (LTV) ratios.
Accommodation of Unique Properties – Financing for homes with large tillable acreage, outbuildings like barns and stables and multiple parcels.
Why Focus on Rural Second Homes?
The allure of rural retreats, hobby farms and expansive properties has grown significantly, especially among urban dwellers seeking tranquility and more space. By offering attractive financing options for these properties, your institution can:
Attract New Clients – Appeal to individuals and families desiring a secondary residence away from city life.
Diversify Your Loan Portfolio – Include a variety of property types from hobby farms to recreational land, enhancing your service offerings.
Strengthen Client Relationships – Provide existing customers with opportunities to invest in second homes, fostering loyalty and satisfaction.
Seize the Opportunity
By integrating RuraLiving's second home financing into your offerings, your institution can meet the growing demand for rural properties and provide clients with seamless, cost-effective solutions.
Our expertise in rural lending ensures you can confidently navigate the complexities of these unique transactions. Partner with RuraLiving to expand your lending capabilities and better serve your clients' aspirations for a rural lifestyle.
Connect with RuraLiving
Call 507-385-4965 or email [email protected] to get in touch with a RuraLiving team member today!